Services · Fractional CFO
CFO insight for owner-led businesses, without the CFO price tag.
Move from basic bookkeeping to clear, confident, data-driven decisions. LAUNCH is a trusted advisor to owners who have outgrown bookkeeping and tax-only support, but do not need a full-time CFO.
Signs you are ready.
- Your books are fine for taxes but not for decisions.
- You are weighing a hire, a loan, a new location, or an acquisition.
- Cash feels tight even when sales are good.
- You cannot say which products, customers, or deals make money.
- A lender, investor, or partner wants better reporting.
- You want a thinking partner who has done this from the inside.
What is included.
Scope is tailored to your business. A typical engagement draws on the following.
Management reporting
Monthly financials with KPI scorecards and plain-English commentary on what changed and why.
Cash forecasting
Rolling cash forecasts, including 13-week views, so there are no surprises.
Budgets and scenarios
Budgets and what-if models for hiring, pricing, expansion, and equipment.
Margin and pricing analysis
Know which products, services, or deals earn their keep.
Capital and lender readiness
Reporting packages and financing support for lenders and investors.
Owner pay and profit planning
A plan for what the business can pay you, and what to reinvest.
From the CFO chair
Phillip has run finance inside a fast-growing business, building the infrastructure, the systems, and the lender relationships. That experience shapes every engagement: advice you can act on, not a report you have to decode.
Audit
We learn your numbers, systems, and goals, and set priorities.
Build the rhythm
Reporting, forecasts, and a recurring meeting cadence.
Advise
Ongoing decision support as the business grows and changes.
Questions.
How is this different from my CPA?
A tax-focused CPA looks backward at what happened. A fractional CFO looks forward at cash, margins, and decisions, using timely books.
How much of Phillip’s time do I get?
Engagements are scoped around meeting cadence and access. We will agree on a rhythm up front that fits your needs.
Do I need clean books first?
Good advice depends on good numbers. If yours need work, we start with cleanup through our accounting service.